Top 10 Financial Advisors in Florida

Find an Advisor

CI Private Wealth is headquartered in Miami, Florida. As a fee-only firm, it earns money through management fees paid by clients.

The firm works with both non-high-net-worth and high-net-worth individuals, as well as pooled investment vehicles, retirement plans, charities, state or municipal governments, other investment advisors, insurance companies and businesses, among other clients.

The firm says that it typically seeks to establish relationships with clients involving at least $1 million in assets. And while CIPW does not impose a minimum account size, some investment strategies may require accounts up to $100 million.

CI Private Wealth Background

According to CIPW's brochure, it provides wealth management solutions for individuals, families, pension plans, trusts, endowments, other institutional clients and private funds.

The firm is wholly-owned by CIPW Holdings, LLC, which is a majority-owned subsidiary of CI US Holdings, Inc.

CIPW also says that it operates through several business units that have the flexibility to provide services on a discretionary or non-discretionary basis, depending on client preferences.

CI Private Wealth Investment Strategy

CIPW offers a broad range of investment strategies across different asset classes. And these strategies are executed through separately managed accounts, private funds and registered funds, among other means.

From time to time, CIPW may also recommend separately managed account programs, private fund advisors, or registered funds sponsored or managed by affiliates.

Find an Advisor

WE Family Offices is a Miami-based firm that works exclusively with high-net-worth individuals. SmartAsset named this firm the top financial advisor firm in Miami.

This fee-only firm charges a minimum flat annual fee of $200,000. The fee goes up to $1 million for clients with a net worth over $1 billion.

The advisory team here holds multiple certifications, including certified financial planner (CFP), certified public accountant (CPA), chartered financial analyst (CFA), chartered alternative investment analyst (CAIA) and registered investment advisor (Series 65).

WE Family Offices Background

Holding company WE Family Offices Holdings, LLC owns this firm. It was founded in 2000. Managing partners Santiago Ulloa, Maria Elena Lagomasino and Michael Zeuner have all been working in the financial services industry for several decades.

Because this is a family office, all of its services are based around comprehensive financial planning and management. Its offerings encompass succession planning, investment manager selection, service provider selection and fee negotiation, investment transaction verification and asset and investment portfolio reporting. WE Family Offices avoids providing any type of legal, tax or accounting advice.

WE Family Offices Client Experience

Given that it is a family office, comprehensiveness is paramount to how WE Family offices manages its clients’ portfolios. This process opens with a complete overview of your family’s assets, including your holdings, sources and uses of cash and any existing wealth transfer plans. This information is then paired with your family’s history, values, roles, decision-making processes, communication practices and investment goals.

An investment strategy is then built based on these familial goals, as well as your risk tolerance and any potential tax or estate planning issues. All the while, the firm will work to help your family achieve financial literacy and independence so that this plan doesn’t go to waste.

Once your advisor has implemented your plan, he or she will manage your account on a daily basis. If your family requires it, the firm can offer support to ensure that the family remains engaged in the plan. Should your financial needs or objectives change, the firm also has the ability to repurpose its plans to fit the altered circumstances.

Find an Advisor

Imperial Capital Fund is a fee-only firm, which means that it earns money solely through management fees paid by clients. Unlike fee-based firms, Imperial does not earn commissions from selling insurance or other financial products.

The firm's client base is made up of high-net-worth individuals and pooled investment vehicles.

For clients engaging in portfolio management services, Imperial will charge annual fees based on a percentage of assets under management. The rate for these fees generally range from 0.25% to 2.00%.

The firm imposes a minimum account size of $250,000 for portfolio management services.

Imperial Fund Capital Partners Background

Imperial Capital Fund is an investment advisor firm in Florida that is principally owned by Victor Kuznetsov and Maksim Slyusarchuk.

The firm offers financial planning services that could include:

• Tax planning
• Cash flow planning
• Portfolio management
• Insurance planning
• Retirement planning
• Estate planning

Imperial Fund Capital Partners Investment Strategy

According to the firm’s brochure, client portfolios are generally advised on but not limited to exchange-listed securities corporate debt securities (excluding commercial paper) and private placements.

As with other firms, Imperial says that it will only make financial recommendations based on a client’s objectives, risk tolerance, liquidity and suitability.

Find an Advisor

CV Advisors works with high-net-worth individuals, as well as institutional clients that include banking or thrift institutions, pooled investment vehicles, charities, insurance companies and corporations.

CV requires clients to have $50 million in assets to open an account. As a fee-only firm, its advisors do not receive any third-party sales commissions or other forms of extra compensation.

CV Advisors Background

CV Advisors was established in 2009 and is owned by founding partners Elliot Dornbusch, Alexandre Mann and Matthew J. Storm.

The firm's investment advisory services include asset allocation analysis, instrument and security selection, performance reporting and portfolio monitoring. These services can be provided on both a discretionary and non-discretionary basis.

CV Advisors Investing Strategy

CV Advisors typically creates portfolios for its clients which include (but are not limited to):

• Fixed income (investment grade bonds, high yield corporate bonds, and sovereign bonds)
• Municipal fixed income securities
• Exchange traded funds (ETFs)
• Equity securities (exchange-listed, over the counter, and foreign securities)
• Private equity funds and direct private equity
• Alternative investments (decentralized finance-based products)
• Certificates of deposit (CDs)
• Managed accounts
• Mutual funds
• Options and other derivative products 

The firm's investment philosophy prioritizes liquidity, risk management and investment cost efficiency. When providing advisory services, the firm will take into account your investment objectives, investment experience, financial situation and risk tolerance.

Find an Advisor

Csenge Advisory Group manages assets for both non-high-net-worth and high-net-worth individuals, as well as charitable organizations and corporations.

The firm has no minimum account size requirement to start and maintain an advisory relationship.

Csenge also charges clients annual management fees that are assessed as a percentage of assets under management, which range up to 2.35%. Third-party managed program fees will not exceed 2.5%.

As a fee-based firm, some finance professionals could earn commissions on the sale of insurance and other investment products. Csenge has a fiduciary duty that requires its team to act in the best interests of their clients.

Csenge Advisory Group Background

Csenge was founded as a limited liability company in 2000. Founder and managing partner John Csenge is the principal owner.

The firm's financial team holds multiple certifications, including certified financial planner (CFP), financial paraplanner qualified professional (FPQP) and chartered financial analyst (CFA), among other designations.

Csenge Advisory Group Strategy

The firm offers investment advisory services through a network of independent advisory representatives. Services include wealth management, asset management, retirement planning, estate planning, insurance planning and tax planning.

Csenge works with clients to identify investment goals, objectives, restrictions, and risk tolerance to customize a portfolio and create an initial allocation that strategically complements their financial situation and personal circumstances.

Find an Advisor

Moran Wealth Management (MWM) is a fee-only firm headquartered in Naples, Florida. The firm works with both non-high-net-worth and high-net-worth individuals, as well as retirement plans, charities and businesses.

Advisors hold multiple certifications, including certified financial planner (CFP) and chartered financial consultant (ChFC), among other designations.

The majority of the firm’s strategies will cost clients an annual rate between 0.25% and 1.25%, depending on account size and the composition of their portfolio.

Moran Wealth Management Background

According to MWM’s brochure, the firm filed for registration as an investment advisor in March 2022.

The owners of MWM include Thomas M. Moran, Patrick Moran, Kylen S. Moran, Donald Drury, Charles Chesebrough, Michael Mongin, Christina D. Shaw, Angelett N. Nurse, Corey R. Grant, Ryan E. Frank, Chelsea Ganey and Ashley Buboltz.

Moran Wealth Management Investment Strategy

As with other firms, MWM generally builds portfolios that align with client objectives, risk tolerance, time horizon, liquidity constraints and other financial factors.

The firm’s brochure says that it offers a broad range of financial planning, consulting services and investment management services. These include:

• Business planning
• Cash flow planning
• Trust and estate planning
• Investment consulting
• Insurance planning
• Retirement planning
• Risk management
• Charitable giving
• Tax planning
• Education planning

Find an Advisor

Finaccess Advisors, LLC works with both non-high-net-worth and high-net-worth individuals, pooled investment vehicles, corporations and irrevocable trusts. It is also on SmartAsset’s list of the top financial advisor firms in Miami.

The firm does not require a minimum amount of assets to open an account. Finaccess is a fee-only firm, which means its advisors do not receive transaction-based compensation.

Finaccess Advisors Background

Finaccess Advisors was established in 2009. Grupo Finaccess S.A.P.I. de C.V., a network of financial service businesses, is the primary owner of this firm. Carlos Fernandez Gonzalez holds more than 25% of the voting shares in the network.

Besides typical asset management, Finaccess Advisors offers a variety of financial planning services. These services include retirement planning, trust planning, estate planning, education cost planning, cash flow planning and insurance review.

Finaccess Advisors Investing Strategy

While Finaccess does a lot of retirement planning, it actually makes heavy use of short-term purchasing. The firm uses short-term purchases for two reasons: to take advantage of short-term returns in the market and to accommodate investors with hefty liquidity needs.

Besides your need for liquidity, your personal risk tolerance and time horizon will also inform how your investment plan is built. The firm stresses that you can adjust your objectives at any point and rebalance your portfolio to take the changes into account.

Find an Advisor

Ciccarelli Advisory Services is a fee-based firm headquartered in Naples, Florida. The firm works with both non-high-net-worth and high-net-worth individuals.

As a fee-based firm, some of its advisors may receive a commission for the sale of insurance products. Although this may be a potential conflict of interest, the firm is bound by fiduciary duty to act in the best interest of its clients at all times. 

For clients engaging in advisory services, Ciccarelli generally imposes a percentage of assets under management. This rate is higher with smaller account values and negotiable with accounts over $10 million.

Ciccarelli Advisory Services Background

Ciccarelli registered as an investment advisor with the U.S. Securities and Exchange Commission (SEC) in 1984.

The principal owners of the firm are co-founders Kim Ciccarelli Kantor (president) and Raymond F. Ciccarelli (vice president).

Ciccarelli Advisory Services Investment Strategy

The firm says that it was founded with the goal of helping “clients in every aspect of their financial life.”

Now after three decades, Ciccarelli’s brochure also says that they “take a family focused approach to caring for each and every client.”

As with other firms, Ciccarelli generally builds portfolios that align with client objectives, risk tolerance and time horizon. The firm also says in its brochure that it reviews client accounts as needed, and no less than annually.

Find an Advisor

Certified Advisory Corp manages assets for both non-high-net-worth and high-net-worth individuals, as well as pension and profit sharing plans, charitable organizations, state and municipal governments and corporations. 

The firm generally has a minimum requirement of $500,000 to open and maintain an account. Certified also charges clients advisory and management fees that are assessed as a percentage of assets under management, which range up to 1.5%.

As a fee-based firm, some finance professionals could earn commissions on the sale of insurance and other investment products. Certified has a fiduciary duty that requires its team to act in the best interests of their clients.

Certified Advisory Corp Background

Certified was founded in 1991 and founder Joseph F. Bert is the principal owner.

The firm’s financial team holds multiple certifications, including certified financial planners (CFPs), accredited investment fiduciaries (AIFs) and certified public accountants (CPAs), among other designations.

Certified Advisory Corp Strategy

The firm offers comprehensive financial plans, including:

• Income tax, cash flow and investment plans
• Financial independence cash flow plans
• Education funding plans
• Retirement distribution analysis
• Pension maximization analysis
• Legacy planning
• Business analysis
• Risk management plans
• Capital needs analysis
• Asset allocation plans

Certified works with clients to identify investment goals, objectives, and risk tolerance to customize a portfolio that complements their financial needs strategically.

Find an Advisor

Certuity is a fee-only firm in North Palm Beach, Florida. Although there is no account minimum to work with this firm, the vast majority of clients are high-net-worth individuals. Certuity also serves a number of pooled investment vehicles. 

Several advisors hold professional accreditations, including certified financial planner (CFP), chartered financial analyst (CFA), certified public accountant (CPA), chartered financial consultant (ChFC) and accredited investment fiduciary (AIF). 

Certuity Background

Certuity changed its name from Camden Capital in March 2023. The firm was founded in 2004 and has offices in Florida, California and New York.

The sole owner of the firm is Certuity Holdings, LLC.

Services provided include investment management advice, legacy planning and family office services.

Certuity Capital Investment Strategy

Advisors at Certuity personalize their recommendations based on a client's objectives, risk tolerance and time horizon. The firm believes that asset allocation and investment policy decisions should be made to help the client achieve their overall financial objectives while minimizing risk exposure. As such, strategic asset allocation is a key component of portfolio construction. The firm encourages a long-term buy-and hold approach, and employes a diverse range of asset classes as suitable for its clients.