Top Financial Advisors in Newport Beach, CA

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Beacon Pointe Advisors, LLC is by far the largest firm on this list. The firm’s client base consists of high-net-worth and non-high-net-worth individuals, as well as pooled investment vehicles, pension and profit-sharing plans, charitable organizations, government entities, insurance companies and corporations.

Beacon requires a $1 million minimum initial investment, though the firm could waive or reduce it.

Advisors on Beacon Pointe’s team hold multiple ceritifications, including certified financial planners (CFPs), chartered financial analysts (CFAs), certified investment management analysts (CIMAs) and certified public accountants (CPAs), among others.

As a fee-based firm, some of Beacon Pointe’s advisors can earn commissions from the sale of insurance products. Despite this potential conflict of interest, the firm abides by fiduciary duty, legally binding it to act in your best interest.

Beacon Pointe Advisors, LLC Background

Founded in 2002, Beacon Pointe Advisors is largely an employee-owned firm. The principal owner is holding company Beacon Pointe Holdings, LLC, which is in turn owned by firm CEO Shannon Eusey and a number of other employees. Eusey is a co-founder of Beacon Pointe and has worked in the financial services industry since 1994. Through an unrelated holding company called ABRY Partners, LLC, Royce Yudkoff holds a stake in the firm.

The services at Beacon Pointe Advisors are divided between investment/non-investment consulting and a proprietary program called the “Managed Account Program.” The former is a set of financial planning offerings, such as estate planning, retirement planning, asset allocation determination, investment policy development, investment performance evaluation, 401(k) consulting and more. Should you subscribe to the Managed Account Program, you’ll receive a combination of investment management services and the aforementioned financial planning services.

A portion of Beacon Pointe Advisors’ business is split into a secondary branch called Beacon Pointe Wealth Advisors. This service is angled towards wealth advisors around the U.S. and features back-office support, social media management, financial-planning tools and more.

Beacon Pointe Advisors, LLC Investing Strategy

The principal investment philosophy at Beacon Pointe Advisors is strong portfolio diversification. Not only does the firm believe this can help increase returns, it also states in its Form ADV that this will be used to control your risk level.

As far as specific diversification practices go, the firm will look to split your money across a multitude of asset classes and securities. In addition, your advisor will diversify throughout domestic and global markets.

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Fee-based Corient Capital Partners, LLC imposes a $5 million account minimum at this firm, along with a $25,000 minimum annual fee. As a result of this high minimum, most of the firm’s client base is comprised of high-net-worth individuals. The firm also maintains accounts for non-high-net-worth individuals and businesses.

Certain members of Corient’s advisory staff are licensed insurance professionals. While these advisors do not earn commissions from insurance sales, they can receive referral fees for referring clients to an insurance provider. This presents a potential conflict of interest, but the firm is still a fiduciary, so you can rest assured that they’re required to work in your best interest.

Corient Capital Partners, LLC Background

Corient Capital Partners was established in 2015 and is wholly owned by CI Private Wealth US, LLC.

This firm uses a goal-based, wealth management strategy that features discretionary and non-discretionary investment management, family office services, tax minimization, philanthropic gift planning and more.

Corient Capital Partners, LLC Investing Strategy

Corient Capital Partners sticks to a long-term investing approach that prefers securities like low-cost mutual funds and exchange-traded funds (ETFs). 

If your risk tolerance and liquidity needs call for it, Corient has also been known to occasionally invest in individual stocks and bonds. However, the firm does this only rarely, as actively trading individual securities is not only riskier but could also drive your transaction fees up.

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Compak Asset Management offers a selection of financial planning and investment services. The firm works almost exclusively with non-high-net-worth and high-net-worth individuals. Its client base also includes businesses.

The advisor team holds multiple certifications, including chartered retirement planning counselor (CRPC), chartered financial analyst (CFA), chartered life underwriter (CLU), certified divorce financial analyst (CDFA) and enrolled agent (EA) designations.

You’ll need at least $150,000 in investable assets to become a client of Compak, though it may decide to reduce this minimum at its discretion. 

Compak is a fee-based financial advisor firm. This means some members of its advisory team can receive commissions from the sale of insurance products or securities to clients. This is a potential conflict of interest, but the firm still abides by fiduciary duty.

Compak Asset Management Background

Headquartered in Newport Beach, Compak Asset Management also operates an office in Scottsdale, Arizona. The firm was created in 1999 by current president and chief investment officer (CIO) Moeez Ansari. It’s owned by Ansari and senior principal Feroz Ansari, who combine for about 60 years of investment industry experience.

The services at Compak cover risk-adjusted investment management, retirement planning, estate planning, college fund planning, risk management, net worth planning, income tax planning and business succession planning.

Compak Asset Management Investing Strategy

Compak Asset Management has created multiple portfolio models. To match clients with a model portfolio, the firm looks to identify where you stand in terms of risk tolerance, liquidity needs and time horizon. These will then dictate what types of investments best suit you, and in turn, which model is optimized to fit your unique requirements.

Rather than review and rebalance each client’s portfolio individually, this model-based system allows Compak to make adjustments to asset allocations quickly and efficiently.

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Tarbox Family Office, Inc. is a fee-only firm located in eastern Newport Beach.

The firm's advisory staff holds a number of certifications, including certified financial planner (CFP), certified public accountant (CPA), chartered financial analyst (CFA), chartered global management accountant (CGMA) and chartered retirement planning counselor (CRPC) designations.

Tarbox has a $5 million account minimum, tying it with Corient Capital Partners, LLC for the highest minimum on this list. The firm principally works with high-net-worth individuals, charitable organizations and corporations.

Tarbox Family Office, Inc. Background

After spending five years working in the advisory industry, Laura Tarbox founded Tarbox Family Office in 1985. She currently serves as the firm’s CEO and sole owner.

The services at this firm are split between investment advisory, financial planning and consulting. Specific offerings include:

• Multi-generational wealth transfer and estate planning
• Cash flow analysis
• Tax planning
• Insurance review
• Family financial planning
• Philanthropic gift planning

Tarbox Family Office, Inc. Investing Strategy

Tarbox Family Office tries to avoid relying on specific security selection when creating client portfolios. The firm instead gravitates toward more general diversification across multiple asset classes and markets. Similar to other firms that share this mindset, Tarbox prefers a long-term investing approach.

Although Tarbox tends to stick to mutual funds and exchange-traded funds (ETFs), it may, on occasion, include individual stocks, bonds and fixed-income securities in its asset allocations. Beyond this, the firm may sometimes recommend investing assets in unaffiliated private investment funds.

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While there is no minimum account size at Provenio Capital Management, Inc., the firm deals almost entirely with high-net-worth individual clients. The firm's other clients include pooled investment vehicles, charities, insurance companies and corporations. 

As a fee-based firm, some advisors at Provenio Capital Management can earn commissions from insurance sales. While this represents a potential conflict of interest, the firm is still a fiduciary.

Provenio Capital Management, Inc. Background

Provenio Capital Management has been in business since 2016. It’s a wholly owned subsidiary of Provenio Capital, Inc., a financial services holding company. Partners Benjamin Durrant and Kevin Murphy combine to own the firm indirectly through Provenio Capital, Inc.

This firm’s investment management services include customized, risk-adjusted investment planning and manager selection and monitoring. Financial planning clients will have access to estate planning, retirement planning, charitable gift planning, debt management, income tax planning, cash flow planning, insurance analysis and more.

Provenio Capital Management, Inc. Investing Strategy

Provenio Capital Management doesn’t appear to have an affinity for any specific investing philosophy. Instead, it will work with clients individually to develop an asset allocation and portfolio plan that fits what they’re looking for. To ensure that all of your personal needs are taken into account, you and your advisor will go over your risk tolerance, time horizon and any specific objectives you may have for the future.

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RS Crum is a fee-only firm that serves both non-high-net-worth and non-high-net-worth individuals, as well as charities.

The advisory staff at RS Crum, Inc. holds multiple certifications, including certified financial planner (CFP), certified public accountant (CPA) and certified kingdom advisor (CKA) designations. The CKA certification is fairly rare, and it indicates an advisor was trained to "integrate biblical financial wisdom into client counsel," according to KingdomAdvisors.com.

The firm has no minimum account size stipulations.

RS Crum, Inc. Background

In 1976, RS Crum Inc. was opened under the name RS Crum Advisory Services by founder Richard S. Crum. As of 2011, though, the firm’s ownership shares were transferred to a group of its senior employees. Senior financial advisors Mark Rylance, Jon Theriault and Daniel Sexton now make up the firm’s principal ownership group.

Investment management and financial planning services are available through RS Crum. These offerings incorporate budget and cash flow assessment, investment planning, real estate analysis, business consulting, transitional event planning, retirement planning and analysis.

RS Crum, Inc. Investing Strategy

RS Crum prefers to utilize as customizable an investment strategy as it can. To maintain this level of flexibility, the firm will include a wide range of securities in its investment evaluations. Stocks, bonds, cash, mutual funds, exchange-traded funds (ETFs) and alternative investments are some of the firm’s preferred securities.

Once the firm identifies which investments are best suited for you, it will create an asset allocation that dictates what percentages each security type will hold in your portfolio. The firm will diversify your assets both domestically and internationally.

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Spectrum Asset Management, Inc. is a fee-only firm that serves both high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans and insurance companies.

The firm has a $1 million minimum account size. However, on certain occasions, the firm may decide to accept clients who have less than that amount.

The advisory staff at Spectrum holds multiple certifications, including certified financial planner (CFP) and chartered investment counselor (CIC) designations.

Spectrum Asset Management, Inc. Background

Spectrum Asset Management has been in business since 1987. Roland Kelly is the co-founder and former owner of the firm. While he still serves as chief investment officer (CIO), CEO Ryan Kelly took over as principal owner. In addition to its Newport Beach office, Spectrum opened a branch in Paia, Hawaii.

Spectrum specializes in financial planning and investment management. The former encompasses estate planning, tax planning, risk management, business transfer planning and advanced insurance design. On the other hand, investment management involves asset allocation planning and security selection. This comes in discretionary and non-discretionary variations.

Spectrum Asset Management, Inc. Investing Strategy

Instead of instituting a “one size fits all” approach, Spectrum seeks to create asset allocations separately for every client it works with. This begins with an in-depth review of their risk tolerance, time horizon, liquidity needs and overall investment objectives. Depending on where you stand within these categories, the firm will create an allocation consisting of stocks, bonds, mutual funds and cash.

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Knightsbridge Wealth Management works primarily with high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, charities and corporations. 

As a fee-only firm, Knightsbridge does not collect commissions on trades or the sale of certain products.

Knightsbridge typically requires a minimum of $250,000 to open an account. Additionally, the firm also charges a management fee for investment advisory services that can range up to 1.6% of total assets under management.  

Knightsbridge Wealth Management Background

Founded in 1998, Knightsbridge is owned by John Prichard, Kurt Beimfohr and Miles Yourman. 

The advisor team holds multiple certifications, including chartered financial analyst (CFA) and certified financial planner (CFP) designations.

Knightsbridge Wealth Management Strategy

Knightsbridge manages and evaluates portfolios based on client investment goals and objectives. The firm works with financial and legal experts, as well as third-party administrators to serve client needs.

Services include:

• Financial planning
• Retirement planning
• Tax planning
• College funding
• Can flow analysis
• Charitable gifting
• Investment management
• Asset allocation
• Security selection
• Risk management
• Behavioral psychology

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Balboa Wealth Partners is a fee-based firm that works primarily with high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, charities, corporations and 401(k)s. 

As a fee-based firm, some advisors could be licensed to sell insurance and investment products, and could earn sales commissions from third parties like insurance companies on those transactions. However, the firm has a fiduciary duty to put client interests first.

Balboa Wealth Partners generally requires a $250,000 minimum to engage in services. Clients are charged investment management fees that are based on a percentage of assets under management, up to a maximum of 2.50%.

The firm also charges a minimum fee of $1,500 for written financial plans. 

Balboa Wealth Partners, Inc. Background

Balboa Wealth Partners was formed as a corporation and has been an investment advisor since 2015. The firm is owned by Jeff Gilbert.

Clients can engage in asset management, portfolio management, financial planning and retirement planning.

Balboa Wealth Partners, Inc. Strategy

Balboa Wealth Partners manages and evaluates portfolios based on client needs and goals. These can factor in both risk and time horizon. 

The firm invests client portfolios mutual funds and ETFs, real estate investment trusts (REITs) and fixed income.

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Spinnaker Investment Group's financial advisors work with a mix of non-high-net-worth individuals and high-net-worth individuals, as well as pension and profit-sharing plans. 

Spinnaker uses a variable account minimum, and it goes as follows:

• Wealth management services: $250,000
• Automated investment program
  • Without tax-loss harvesting: $5,000
  • With tax-loss harvesting: $50,000

Certain employees at this fee-based firm can sell insurance products and securities on a commission basis, which presents a potential conflict of interest. The firm is still a fiduciary, though, legally binding it to act in clients’ best interests.

Spinnaker Investment Group, LLC Background

CEO and Chief Investment Officer (CIO) Morgan Christen and President Joseph Stapleton co-founded Spinnaker Investment Group in 2016. This duo averages about 20 years of experience in the financial services industry.

Financial planning services include trust and estate planning, tax planning, retirement planning, insurance planning, cash flow forecasting and more. Its wealth management services are focused on creating investment portfolios. The firm also provides an automated investment program, which is a robo-advisor service.

Spinnaker Investment Group, LLC Investing Strategy

Spinnaker Investment Group often invests solely in mutual funds and exchange-traded funds (ETFs). It does this because these securities are professionally managed and inherently diversified. If needed, though, the firm may include individual stocks and bonds in your portfolio as well. It only does this if it believes that the addition of these investments will help to either reduce risk or boost gains.